MacyePay now reports repayment behaviour to the credit reference bureau. Once an agreement is notarized, its repayment history feeds a client's trust score automatically. You get a unified view of what's been paid, what's pending, and what's overdue.

The real gain is automatic matching. When a payment arrives, MacyePay links it to the correct installment on the correct agreement, so you always know who has paid without reconciling by hand.

For this release we support mobile money and bank transfer reconciliation. More payment channels are coming based on merchant demand.

Licensed notaries can now verify agreements entirely in MacyePay. Documents, party identities, and signatures are reviewed in one queue, and every action is written to a tamper-evident audit trail that both business and customer can inspect.

Assign a notary when you create an agreement and we handle the rest. For merchants this means enforceable paperwork without the courier runs and physical filing.

The first release of MacyePay. Businesses can register, verify a client's identity and trust score, build an installment plan around how that client actually earns, and issue a legally binding agreement , all from one dashboard. Weekly, bi-weekly and monthly schedules are supported from day one.

Every agreement records its terms, penalties and escalation path up front, so both parties know what happens before anything goes wrong. Starter accounts can run up to 10 active agreements; Business and Enterprise are unlimited.

This is the foundation everything since has been built on, and we are glad to have it in merchants' hands.